India's Top Payment App that you can use safely.

Hello friends ! There are several app available. You can use any of them. Each app has basic features but you would experience some difference.

Today I'm gonna tell you which app you will use on your phone for any payment.

Lets do it...

UPI apps are competing to give you best experience. I have also tried many apps to find out the best one. I have installed 5 best UPI apps on my phone. I use them regularly and assess. I have found following apps the best.


BHIM

 It is the game changer app. After the launch of BHIM, we get to know that how easy a financial app can be. This is the app which taught the mobile banking to most of the people. Till date, it is one of the most easy and simple apps.
The BHIM is developed by the NPCI itself. Initially, the government of India has promoted it. To encash its popularity, the NPCI has added BHIM word to the UPI system. It has also advised the banks to use BHIM word with their UPI app. Many banks have endorsed this. You can see BHIM Baroda Pay, BHIM SBI Pay, BHIM axis Pay etc.

Google TEJ 

As evident from the name, this app is developed by the Google. This app is relatively new as it came almost 9 months after the BHIM and other apps. However, It has become quite popular because of it simple and focused approach. The Google has partnered with 4 banks to give UPI services. You can choose any of the 4 banks for the transactions.
The Google Tez has a unique feature ‘Cash Mode’. In this mode, you can very easily send money to a nearby person. It works like the Shareit app. The Tez is also giving you the bill payment facility.
The popularity of Tez app is also due to its reward program.

PhonePE 

It is one of the oldest UPI app. This app is very convenient and feature-rich. The app is promoted by the Flipkart. It gives discounts as well if you pay through the Phonepe. This app also works as a mobile wallet. You can recharge your mobile through this app. This app also gives facility to pay the bill for electricity, water, gas and DTH. Recently, Phoenpe has started selling digital gold through it.

Paytm 

Paytm has almost become a synonym for the mobile payments. You can see a Paytm QR code at many shops. However, It has been a mobile wallet. It has promoted its wallet heavily. However, The ease of UPI forced Paytm to embrace it. Now Paytm also supportsUPI payment. The Paytm has launched its own Payment bank the Paytm Bank.

Like its original wallet, UPI payment through the Paytm is also very easy. People easily recognise this app hence, it is easier to pay at merchant shops using UPI payment of Paytm. However, sometimes the clutter of a shopping site irritates us. The Paytm also sell products through this app.

SBI Pay

The SBI Pay is now BHIM SBI Pay. This app is launched by the SBI. It is also one of the oldest UPI apps. Since then, SBI has modified it many times. Now it is a sleek and easy. It is very easy to check account balance through the SBI Pay. It has only basic features of UPI app but very user friendly. However, sometimes it gets slow.

WhatsApp 

You are now happy to know that your social communicating app whatsApp is now become advanced. After a long wait people started to have a first look of the UPI payment system in Whatsapp. Whatsapp is new to the payment app now, the user can now take the time to use it.